IJMLS Volume II Issue 2
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Item RE-THINKING HIV AIDS FUNDING FOR SUSTAINABLE DEVELOPMENT IN KENYA(management university of africa, 2020-07) Caroline NgareThe changing face of donor driven HIV funding in Kenya poses one of the main economic threats to people living with HIV (PLHIV) in the country. Most countries transitioning from low-income economies to middle income countries should/are required to demonstrate progressive ownership in financing their own health care systems. Kenya recently achieved a middle-income economic status yet financing of HIV Programmers and other healthcare programs remains lowly funded. The high HIV burden in Kenya limits the attainment of the healthcare financing for those living with HIVAIDS in Kenya. The potential upshots include, and not limited to, rise in medical expenses among the PLHIV. As a result, this reverses the economic milestones achieved in the past years. Other consequences include increase in impoverished populations due to increased disease burdens, increase in the number of Orphans and Vulnerable Children among other downsides that are implied by such reversals. Indications to ascertain these are deduced from key findings of the empirical literature review. First, Kenya allocates approximately 4% of the GDP in all of healthcare sectors and has remained so since 2002. Secondly, 80% of HIV AIDS financing is by donors, that the progress towards increasing domestic financing has remained relatively same since FY 2013/14 to FY 16/17 fluctuating between 24% in FY 13/14, 30% in FY 14/15, and 29% in the FY 15/16. Some of the proposed solutions for to mitigate such eventualities are outlined in this paper. Empirical literature review and secondary data use inform on the potential strategies adopted and potential consequences of non-response. Notably, the study establishes that about 80% of HIV AIDS is donor funded. This over reliance on donor funding is catastrophic in the face of donor withdrawal from middle income countries with Vietnam being an example. Some of the solutions and recommendations proposed to prevent the uncertainties that may prevail in such circumstances include enhancement of healthcare insurance policies for the PLHIVand the citizenry, enhanced and strategic tax collection mechanisms, and encouraging scientific based planning of insurance policies.Item INFLUENCE OF CREDIT ASSESSMENT PROCESS ON REPAYMENT OF KENYA COMMERCIAL BANK LOANS IN SOUTH SUDAN(management university of africa, 2020-07) Khamis Francis Sila; Nyaga G. Juster; Dr. Charles WedaThe purpose of this research project was to assess the influence of credit assessment process on repayments of loans at Kenya Commercial Bank South Sudan Limited. KCB South Sudan Ltd non-performing loans increased beyond the allowed levels which as a result affected the overall group business performance. The study adopted a descriptive research design focusing on KCB South Sudan Limited. The study found out that in order to assess the credit risk of a loan advanced the lending institution needs to check the borrowers' economic and legal situation, assessing the environmental situation in which the borrower is operating in and in particular the environment in South Sudan. In addition, lending institution should have sound credit approval authorities, a prudent credit practice personnel member ought to have customer relationship responsibility and there is need for credit monitoring so that the bank appreciates the borrower's current financial status and monitor the prevailing financial situation affecting the country like inflation. The study concluded that there existed a significant negative relationship between use of credit risk control and level of non–repayment of bank loans. The study recommends that KCB South Sudan Ltd should use credit risk identification practices in risk management due to its impact on reduction of level of bank loans repayment and enhance usage of credit risk analysis and appraisal in credit risk management.Item EFFECT OF TAX FILLING PROCEDURE AND ACCOUNTABILITY ON TAX COMPLIANCE AMONGST SMES IN NAKURU COUNTY KENYA(management university of africa, 2020-07) Robin Aondo & Isabella Sile; Robin Mariita Aondo; Ms. Isabella SileThe study aimed at determining the effect of filling procedure and accountability compliance amongst SMEs in Nakuru County Kenya. The study employed descriptive research design. The data collection was done by asking the respondents structured and pre-determined questions. The target population of the study comprised of Small and medium Enterprises in Nakuru County which were 1,425 SMEs operating within the township, concentrating within the manufacturing, trade and services sectors. The study adopted stratified random sampling technique to select 10% of the target population therefore giving a sample size of 142 respondents and the valid respondents in the study were 119 respondents. The researcher utilized questionnaire as the essential instrument for information gathering. Data gathered from correctly filled questionnaires were coded, tabulated and analyzed using SPSS by both descriptive statistics which include mean and standard deviation to capture the characteristics of the variables under study. Inferential statistics were also used to analyze the relationship of tax compliance and the filling procedure and accountability. The results were then presented through Figures and Tables. Regression results revealed that filling procedure and accountability had positive and significant effect on tax compliance amongst SMEs in Nakuru County Kenya. This means that an increase in tax payers knowledge and tax rates led to an improvement in tax compliance.: The study recommended that filling procedure should not be complex so as to not contribute to wrong tax returns, also lessen measure of time taken for organizations to round out various structures with comparative data, moreover the study recommended there to be Tax accountability and transparency with greater emphasis on the various kinds of taxes such as Personal Income Tax, Companies Income Tax, Petroleum profit Tax, Duties and value Added Tax since they are perceived to have a direct correlation with the Gross Domestic Product (GDP).Item FACTORS DETERMINING PERFORMANCE OF MICRO, SMALL AND MEDIUM ENTERPRISES (MSMEs) IN KENYA: A CASE OF GIKOMBA MARKET IN NAIROBI CITY COUNTY(management university of africa, 2020-07) Veneranda Wangui Kamanu; Brown KiturIn Kenya Micro, Small and Medium Enterprises (MSMEs) are generally important and are making significant contribution to the Kenyan economy. Despite the significant contribution to the economy (Micro, Small and Medium Enterprises) MSMEs encounter many problems and their performance is substandard and they normally fail to grow or expand. In addition, it is generally known and accepted that the lifespan of MSMEs within the first two years is very short. Given this high failure rate, it becomes vital determining performance of Micro, Small and Medium Enterprises (MSMEs) business situated in Gi Komba market in Nairobi County. The study was guided by the following specific objectives; to determine how access to infrastructure determine performances of MSMEs in Gi Komba market in Nairobi county: to determine how availability of finances determine performances of MSMEs in Gi Komba market in Nairobi County, to examine how managerial experience determine performances of MSMEs in Gi Komba market in Nairobi County and to assess how the level of education determine performance of MSMEs in Gi Komba market in Nairobi County. Stratified random sampling was employed to select 125 business traders who took part in the research and research questionnaires were distributed. The research study used questionnaire to collect and gather information from the respondents and ensured that data was collected in line with the objectives of the study. The study mainly depended on the data that was provided by respondents. The researcher used descriptive research design targeting different business traders in Gi Komba market. Data analysis employed was both quantitative and qualitative procedures. The results were presented in tables and graphs and it's from these presentations that conclusions were drawn. On access to infrastructure and performances of MSMEs the study concluded that majority of respondents 74% concluded that infrastructure affect performance of the business. Findings also showed that if Nairobi County government improves on infrastructure MSMEs in Gi Komba market can gain new clients, repeat clients can be retained, access of business could be easier and increase in volume of stocks. The study further established that respondents strongly agree that in Gi Komba market managerial experience is paramount for one to manage business. The study further established that education determine performance of MSMEs in Gi Komba market. Finally, the study concluded access to infrastructure, availability of finances, managerial experiences and level of education determine performances of MSMEs in Gi Komba market in Nairobi County. The study recommended that the government, financial institution, Ministry of education and non-governmental organization should continue offering basic business entrepreneurial and financial management skills as this will aid MSMEs to exploit available business opportunities.Item THE EFFECT OF INNOVATION STRATEGIC PRACTICES ON THE PERFORMANCE OF MULTIMEDIA UNIVERSITY OF KENYA(management university of africa, 2020-07) Musee, J. N.; Mutinda, BThe modern business environment is day by day turning vibrant, stormy and very unpredictable. Strategic innovation is one of the Strategic management practices used to furnish any institution's available capital and competencies within the current and future opportunities in both the local and outward environments as mechanisms of developing institutional survival and persistent enhanced performance. The specific objectives of this study were to find out the influence of strategic innovation practices in Multimedia University of Kenya and to determine the relationship between strategic innovation and performance. The study adopted a quantitative research approach aided by case study research designs. The target population was 450 staff in the University. The sample size for the study was 82 respondents. This was achieved through stratified random sampling technique. Primary data was collected using structured questionnaires. The data generation instrument was administered to the respondents using drop and pick method. Descriptive statistical tools were used to summarize, organize, interpret and present data. Statistical Package for Social Sciences (SPSS) software was used to analyze data. Data was presented using graphs, pie charts and tables. The regression model was used to establish the relationship between the study dependent and independent variables. Out of the 82 respondents that the study targeted, 60 participants filled in and returned the questionnaires contributing to 73.2 % response rate. The study revealed that there is significant relationship between strategic innovations and the institution's performance through an overall mean of 4.21, 3.90, and 3.70 respectively presenting enhanced market position which signifies competitive advantage and improved performance. The researcher recommends that universities should incorporate innovation strategies to improve their current leadership skills, that is, they should strive and embark on the formulation and enactment of strategic management practices in all areas of their operations that they remain relevant and in a competitive advantageous position. Hence, participating in the principles of vision 2030.Item FACTORS AFFECTING IMPLEMENTATION OF ISO 9001:2008 STANDARD IN FOUR SELECTED GOVERNMENT MINISTRIES IN KENYA(management university of africa, 2020-07) Charles Maru & Dr John Cheluget; Charles Kiprono Maru; Dr John Cheluget (PhD)Organizational performance has become an essential concept in all institutions. Ideally, customers expect reliance and availability of services from organizations whether public or private. Despite the introduction of performance appraisal system in 2006, the strategies of Vision 2030 and the ISO policies, implementation of the ISO 9001:2008 in public sectors has been problematic due to certain salient factors. Therefore, the main aim of the study was to address the factors affecting implementation of ISO 9001:2008 standard in four selected government ministries in Kenya. The study was anchored on the theory of planned behavior. The results would also benefit the certification bodies on appropriate certification process approach. Questionnaires were used to gather the requisite data. Survey research design was employed to explain the general methodology of the study. The target population included all the 834 employees working at the selected ministries at the headquarter offices from whom 250 respondents were sampled using simple and stratified random sampling. Stratified was used to isolate the different cadres of staff based on their levels, whether management or middle level. Questionnaires were employed to get data from the respondents and the data generated was processed using SPSS, statistically analyzed using both descriptive and inferential statistics and presented it using pie charts and Tables. The results indicated that there was a significant positive effect of skills and availability of resources on implementation of ISO 9000 standards in selected ministries. It is recommended that government ministries should ensure that there are adequate resources for the implementation of ISO 9001:2008 standard and should hire qualified employees and train them on ISO 9000 standards to enhance smooth implementation.Item MICRO-CREDIT FINANCING AND SUSTAINABILITY OF MICRO AGRO ENTERPRISES IN KENYA: A CASE OF MACHAKOS COUNTY(mangement university of africa, 2020-07) Muli Kivuva Jonathan; Dr. John Cheluget, PhDThe study purpose was to establish the effect of microcredit on micro agro enterprises and how they contribute to the sustainability of the micro agro businesses in Machakos. One key obstacle to growth and sustainability of micro agro enterprises is inaccessibility of micro credit and micro capital to start and sustain micro enterprises and other small micro and micro businesses. The study employed descriptive research design. The study was anchored on Game Theory of Microfinance and Social Capital Theory. Stratified sampling that is random was adopted to select the study sample size of 129 micro agro enterprises. Data collection was done using a semi structured questionnaire. The analysis of the quantitative data involved both descriptive and inferential statistics. Correlation analysis of the study finding showed that there is a significant and positive association between table banking credit and sustainability of micro agro enterprises. Regression results showed that table banking credit has a strong positive relationship with sustainability of micro agro enterprises. The study also established that there is a significant and positive association between joint loans board credit and sustainability of micro agro enterprises. Regression analysis indicated that Joint Loan Boards have a strong positive relationship with sustainability of micro agro enterprises. The researcher findings further showed there is a positive and significant relationship between credit from Saving and Credit Cooperative Organizations and sustainability of micro agro. Regression analysis indicated that micro credit from Saving and Credit Cooperative Organizations have a strong positive relationship with sustainability of micro agro enterprises. Finally, correlation analysis showed that there is a positive and significant association between credit from MFIs and sustainability of micro agro credit. Regression analysis indicated that credit from MFIs have a strong positive relationship with sustainability of micro agro enterprises.Item STRATEGIC RESPONSES AND ORGANIZATIONAL COMPETITIVENESS: A CASE OF AFRICAN BOREHOLES INITIATIVE LTD.(management university of africa, 2020-07) Biwott Jebet Susan; Bernadette MutindaThe purpose of this study was to establish the effects of strategic responses on competitiveness of African Boreholes Initiatives Ltd (ABI).Specifically it sought; to determine the relationship between strategic alliance and competitiveness; pricing and competitiveness, technology and competitiveness, and customer service and competitiveness. The study is of importance to the management of borehole drilling companies who may use the findings as the base upon which to review business/company performance and necessary improvements undertaken. The regulators and the policy makers may use the finding as reference for policy guidelines on management and control of such organizations. It was guided by resource-based theory. The study adopted a descriptive survey design. The study targeted ABI Ltd employees on managerial level in charge of strategy. ABI Ltd was selected as the study site due to proximity to the researcher, time available for research and budgetary constraints. Data was collected through structured questionnaires and was tabulated, coded and processed by use of computer software for easy analysis. The study concluded that the combined effect of the predictor variables (strategic alliance, pricing, and technology and customer service) explains 78.7% of the variations in competitiveness ABI Ltd. Moreover, pricing, technology, strategic alliance and customer service in that order were found to have statistically significant influence in explaining competitiveness ABI Ltd. This study recommends that; to stay in competition, ABI Ltd must set goals alright which is in the form of promise to customers adopt strategic alliance, should adopt strategic positioning such as ensuring full presence in the country, adopt Information Communication Technology and measure performance despite the challenges it faces from external environmental factors.