IJMLS Volume IV Issue 3

Permanent URI for this collectionhttps://repository.mua.ac.ke/handle/123456789/1283

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CREDIT ACCESS ON GROWTH OF SME IN KENYA
(management university of africa, 2023-11) Boneface Wanjala Wekesa; Dr. Samuel Thiong’o
In order to determine the effect of credit access on Growth of SME in Kenya. The paper employs descriptive research design and makes use of quantitative modes to assess the effect of credit access on Growth of SME in Kenya. Desktop research review was conducted to support the data collected through Likert scale questionnaires and analyzed using SPSS version 20. Data above demonstrates that, Credit access had a higher mean, and this could be related to the mobile loans (Mshwari) that are available for every mobile user, and the SME community have taken advantage of the access to small loans. The mean score for statements ranged from 3.9135 for the statement “The firm encourages bank deposits for every transaction”, a mean score of 3.8300 for the statement “The firm encourages accounts payments as opposed to cash payment” meanwhile a mean score of 3.8271 for the statement “The firm encourages accessing financial services” and a mean score of 3.7839 for the statement “Firm Management encourages access to credit” finally the statement while “ The firm encourages insurance services as part of risk management” established a mean score of 3.7637 “. The paper concludes that, bank deposits for every transaction were considered an appropriate method of transacting in SMEs. Access to reasonable finances remains a tenacious challenge for SMEs in Kenya and financing of SMEs is profoundly reliant on loans from customary sources including commercial banks, SACCOs and microfinance establishments.
DETERMINANTS OF SUSTAINABILITY OF DONOR FUNDED PROJECTS IN KENYA: A CASE STUDY OF PIONEER NETWORK, EMBAKASI WEST CONSTITUENCY
(management university of africa, 2023-11) Ngumbao Alvin Munyao; Dr. Samuel Thiong’o
Pioneer Network is a donor-funded project in Embakasi West Constituency that aims to improve residents' quality of life through empowering church development projects. This study aimed to evaluate elements influencing the sustainability of donor-funded projects in Embakasi West Constituency, Kenya. The study focused on monitoring and evaluation, donor funding levels, community participation, and capacity building. The projects include schools, health centers, water supply systems, and relief programs. The study used a descriptive research design and a proportional sampling method to gather primary data from 196 respondents. The findings showed a positive relationship between monitoring and evaluation, level of donor funding, community engagement and capacity building with project sustainability. The study recommends a comprehensive monitoring and evaluation framework throughout all stages of donor-funded projects to identify challenges and provide appropriate solutions. Monitoring financial sustainability is crucial for assessing long-term viability, and the contributions made by beneficiaries indicate overall system sustainability. Community participation should begin with proposal development, needs assessment, project site selection, planning, design, implementation, financial stage, and monitoring and evaluation.